Solid customer base, consisting mainly of small and midsize enterprises (SMEs) Stable performance, underpinned by its aggressive business diversification and conservative risk management policy Improving capitalization and asset quality Improving profitability Increasing reliance on businesses with high earnings volatility In its core domestic leasing business, ORIX Corp. has established a relatively solid customer base, consisting mainly of small and midsize enterprises (SMEs), and it has excellent expertise in providing financial products and services. Aided by these strengths, ORIX is aggressively diversifying its operations. The company's existing corporate businesses include corporate lending, leasing, real estate-related services, life insurance, and investment banking. Recently it has launched some retail services, including online/telephone banking, housing loans, and credit card loans. ORIX's operating performance has
