...Yeah. Okay. Thanks, Betsy. Just a couple of maybe comments -- introductory comments. So our focus is on -- been on building consistent, sustainable long-term performance. We talked a lot about soundness, profitability, and growth. That has led us to focus on improving credit risk management, liquidity, and capital risk management practices and processes; operational and compliance risk management. We focused on diversifying and growing our revenue streams, and we've been investing in people and technology. Part of that focus on credit risk management, better client selectivity, better underwriting, effectively has, I think, significantly improved our credit risk outcomes. And that's reflected in our CCAR results, as you can see here. Our capital degradation under stress is quite a bit better than the median average and our PPNR as a percentage of stress losses, again, the best amongst our peer group. So I think very reflective of the quality of work we've done around credit risk management....
