...Good morning, everyone. On behalf of the Board of Directors of Regions Financial Corporation, I would like to extend a warm welcome to the Regions' 2025 Annual Meeting of Shareholders. My name is John Turner, Regions' Chairman, President, and CEO. At this time, I call the meeting to order. The proxy statement, rules of conduct, and the agenda for today's meeting are available through the meeting materials section of the virtual meeting website. In order to conduct an orderly meeting, we ask that shareholders abide by the procedures set forth in the rules of conduct. The polls are already open on the virtual meeting website for shareholders who have not yet voted on the proposals on the agenda for today's meeting as set forth in the proxy statement. If you've previously voted, you do not need to vote today unless you wish to change your vote. At this time I'd like to recognize the members of your Board of Directors who are standing for re-election. In addition to myself, we have Mark Crosswhite,...
