...Jason Goldberg Great. If we could just -- next up, very pleased to have Regions Financial. From the company, John Turner, CEO; David Turner, CFO; Deron Smithy, Treasurer. They've been very long supporters of this conference, so then you don't need more of an introduction. John is going to give some brief opening remarks, and then we're going to take some Q&A. John Turner Great. Thank you. Thanks for your participation this morning, and I appreciate it very much. I thought I'd just make, as Jason said, a couple of comments. I'll start our performance over the last 10 years has really been highlighted by our commitment to build a consistently performing sustainable bank, and that's really been our focus. We talk a lot about the importance of soundness, profitability, and growth in that order of priority. Worked really hard on building better credit, interest rate and liquidity risk management practices and processes, I think, are operational and compliance programs are much, much better as...
