...Unidentified Company Representative Okay. Good morning, everyone. Next up, we have Regions Financial. Regions has $160 billion of assets, over 1,200 branches and a strong presence across the South, Midwest, and Texas. the company's five-year deposit growth has outpaced the industry with total and interest-bearing deposit costs, the lowest among peers. Regions continues to make strategic investments in priority markets to maximize growth opportunities. With us today, we have David Turner. He served as Regions CFO since 2010 and is a member of the executive leadership team. To his left is Brian Willman. He's Head of Corporate -- the Head of Corporate Banking Group, which includes several businesses, commercial banking, large corporate and capital markets. He joined regions back in 2009. And then on my far left, Kate Danella who is Head of Regions Consumer Banking Group, which is comprised of the retail bank, mortgage, indirect lending, and partnerships. She joined the bank in 2015 and before...