Intesa Sanpaolo SpA Q3 2023 Earnings Call Transcript - Thomson StreetEvents

Intesa Sanpaolo SpA Q3 2023 Earnings Call Transcript

Intesa Sanpaolo SpA Q3 2023 Earnings Call Transcript - Thomson StreetEvents
Intesa Sanpaolo SpA Q3 2023 Earnings Call Transcript
Published Nov 03, 2023
13 pages (9751 words) — Published Nov 03, 2023
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About This Report

  
Abstract:

Edited Transcript of ISP.MI earnings conference call or presentation 3-Nov-23 2:00pm GMT

  
Brief Excerpt:

...Operator Good afternoon, ladies and gentlemen, and welcome to the conference call of Intesa Sanpaolo for the presentation of the Third Quarter 2023 Results, hosted today by Mr. Carlo Messina, Chief Executive Officer. My name is Razia, and I will be your coordinator for today's conference. (Operator Instructions) I remind you all that today's conference is being recorded. At this time, I would like to hand the conference over to Mr. Carlo Messina, CEO. Sir, you may begin. Carlo Messina ...

  
Report Type:

Transcript

Source:
Thomson StreetEvents
Company:
Intesa Sanpaolo SpA
Ticker
ISP.MI
Time
2:00pm GMT
Format:
PDF Adobe Acrobat
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The following is excerpted from the question-and-answer section of the transcript.

(Questions from industry analysts are provided in full, but answers are omitted - download the transcript to see the full question-and-answer session)

Question: Delphine Lee - JPMorgan Chase & Co, Research Division - Analyst : Yes. Just have a follow-up on NII. And I just wanted to come back on costs as well. On NII, just to understand a little bit the other assumptions, apart from rates and deposit data, what do you assume on lending volumes, which are clearly slowing down much faster than expected and also deposit flows. If you could also explain if this pickup in deposits this quarter, is a blip or is that something that you can sustain? And then my question on cost. So you mentioned that there's growth in IT cost, but the rest is coming down. Just wondering like should we -- is an absolute cost decline achievable next year? Or is that even a target for you? Or just trying to understand a bit, the direct -- the overall direction.

Table Of Contents

Intesa Sanpaolo SpA Q1 2025 Earnings Call Transcript – 2025-05-06 – US$ 106.00 – Edited Transcript of ISP.MI earnings conference call or presentation 6-May-25 1:00pm GMT

Full Year 2024 Intesa Sanpaolo SpA Earnings Call Transcript – 2025-02-04 – US$ 54.00 – Edited Transcript of ISP.MI earnings conference call or presentation 4-Feb-25 2:00pm GMT

Intesa Sanpaolo SpA Q3 2024 Earnings Call Transcript – 2024-10-31 – US$ 54.00 – Edited Transcript of ISP.MI earnings conference call or presentation 31-Oct-24 2:00pm GMT

Intesa Sanpaolo SpA Q2 2024 Earnings Call Transcript – 2024-07-30 – US$ 54.00 – Edited Transcript of ISP.MI earnings conference call or presentation 30-Jul-24 1:00pm GMT

Intesa Sanpaolo SpA Q1 2024 Earnings Call Transcript – 2024-05-03 – US$ 54.00 – Edited Transcript of ISP.MI earnings conference call or presentation 3-May-24 1:00pm GMT

Half Year 2023 Intesa Sanpaolo SpA Earnings Call Transcript – 2023-07-28 – US$ 54.00 – Edited Transcript of ISP.MI earnings conference call or presentation 28-Jul-23 1:00pm GMT

Intesa Sanpaolo SpA Q1 2023 Earnings Call Transcript – 2023-05-05 – US$ 54.00 – Edited Transcript of ISP.MI earnings conference call or presentation 5-May-23 1:00pm GMT

Full Year 2022 Intesa Sanpaolo SpA Earnings Call Transcript – 2023-02-03 – US$ 54.00 – Edited Transcript of ISP.MI earnings conference call or presentation 3-Feb-23 2:00pm GMT

Intesa Sanpaolo SpA Q3 2022 Earnings Call Transcript – 2022-11-04 – US$ 54.00 – Edited Transcript of ISP.MI earnings conference call or presentation 4-Nov-22 2:00pm GMT

Half Year 2022 Intesa Sanpaolo SpA Earnings Call Transcript – 2022-07-29 – US$ 54.00 – Edited Transcript of ISP.MI earnings conference call or presentation 29-Jul-22 12:00pm GMT

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Cite this Report

  
MLA:
Thomson StreetEvents. "Intesa Sanpaolo SpA Q3 2023 Earnings Call Transcript" Nov 03, 2023. Alacra Store. May 16, 2025. <http://www.alacrastore.com/thomson-streetevents-transcripts/Q3-2023-Intesa-Sanpaolo-SpA-Earnings-Call-T15774016>
  
APA:
Thomson StreetEvents. (2023). Intesa Sanpaolo SpA Q3 2023 Earnings Call Transcript Nov 03, 2023. New York, NY: Alacra Store. Retrieved May 16, 2025 from <http://www.alacrastore.com/thomson-streetevents-transcripts/Q3-2023-Intesa-Sanpaolo-SpA-Earnings-Call-T15774016>
  
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