...Operator Good afternoon, ladies and gentlemen, and welcome to the conference call of Intesa Sanpaolo for the presentation of the Third Quarter 2022 Results hosted today by Mr. Carlo Messina, Chief Executive Officer. My name is Raji Aslett, and I will be your coordinator for today's conference. (Operator Instructions) I'll remind you that today's conference is being recorded. At this time, I would like to hand over the call to Mr. Carlo Messina, CEO. Sir, you may begin. Carlo Messina ...