...A very good morning, everyone, and welcome to PB Fintech Limited earnings call quarter two financial year '24-'25. Today, we have with us Yashish Dahiya, Chairman and CEO, PB Fintech; Alok Bansal, Executive Vice Chairman, PB Fintech; Sarbvir Singh, Joint CEO of PB Fintech; Naveen Kukreja, Co-Founder and CEO, Paisabazaar; Mandeep Mehta, Group CFO, PB Fintech, and I'm Rasleen. I would now like to request Yashish to start with the address. Yashish Dahiya ...