...A very warm welcome to PB Fintech Limited Earnings Call for Quarter 1 Financial Year 2023-2024. We have today Yashish Dahiya, Chairman and Group CEO, PB Fintech; Alok Bansal, Chief Executive Vice Chairman, PB Fintech; Sarbvir Singh, Joint Group CEO, PB Fintech; Naveen Kukreja, Co-Founder and CEO, Paisabazaar; Mandeep Mehta, Group CFO, PB Fintech. Now I hand over the call to Mr. Yashish Dahiya. Yashish Dahiya ...