...A very good morning to everybody. [We'll start our] earnings call for PB Fintech Limited quarter 2 financial year 2023, 2024. We have with us today Yashish Dahiya, Chairman and CEO, PB Fintech; Alok Bansal, Executive Vice Chairman, PB Fintech; Sarbvir Singh, Joint Group CEO, PB Fintech; Naveen Kukreja, Co-founder and CEO, Paisabazaar; Mandeep Mehta, Group CFO, PB Fintech. May I please now request Yashish to start with the address. Yashish Dahiya ...