...Good afternoon, and welcome to the Danske Bank Q1 '24 Preclose Call. Pre-close call. My name is Claus Ingar Jensen and I am head of Investor Relations. With me, I have Katrine Str°bech, Olav J°rgensen and Nicolai Tvern° from our IR team. Please note that this call is being recorded for compliance reasons, and the script used for this call will be published on the Investor Relations website after the call. Given that we conduct this call via teams, please be aware that if you want to ask questions, you must log on via the Teams app or your browser. If you participate via a telephone line, the IR team will be available for questions after the call. In today's call, I will highlight relevant public data and macroeconomic trends in our markets before the start of our silent period on next Friday, the 12th of April, ahead of the publication of our Q1 '24 report on the 3rd of May. I will go through the P&L statement line by line and comment on capital at the end. Afterwards, we will open up for...