...Good morning, everybody. Great to see you, and welcome to Copenhagen, and welcome also to those of you on the live stream. It's great to see you. It's our first investor conference in quite a while. We're really happy to host you here. My name is Carsten Egeriis. I'm the CEO of Danske Bank. I'm also joined by my team. You'll get to hear from quite a few of them this morning. I've been in Danske Bank for just about 6 years, and I've been CEO for just over 2 years. And when I think about the last couple of years, the last couple of years in Danske Bank has really been about fixing some of the issues and challenges of the past. It's been about creating commercial momentum. And it's been around building an organization, a leadership, an organization that's really set up to take Danske Bank forward. We believe that we have significant potential in Danske Bank, well beyond what we're delivering today. And that's what we're going to talk to you about today. We're going to commit to delivering...