...Good afternoon and welcome to the Danske Bank Q3 2024 pre-close call. My name is Claus Ingar Jensen, and I'm Head of Investor Relations. With me, I have Nicolai Tvern°; and Olav J°rgensen from our IR team. Please note that this call is being recorded for compliance reasons, and the script used for this call will be published on the Investor Relations website after the call. (Event Instructions) In today's call, I will highlight relevant public data and macroeconomic trends in our markets before the start of the silent period on 10 October ahead of the publication of our Q3 2024 report on 31 October. I will go through the P&L statement line by line and comment on capital at the end. Afterwards, we will open for a Q&A session. For the sake of good order, I would also like to highlight the following. I will only answer questions related to already disclosed information as well as publicly available information, unless otherwise noted. Connected to this, I wish to highlight that developments...