...Good morning, everyone, and welcome to the presentation of MAPFRE's preliminary results for the first quarter of 2020. My name is Natalia N·±ez, Head of Investor Relations. Just as a reminder, these figures are provisional as the financial information will be approved by the Board of Directors on May 18. This presentation is shorter than usual, and it includes basic data to give you an overview of MAPFRE's performance this quarter. The MD&A and other information, including the usual spreadsheets, will be released on May 18. As always, we have here with us our CFO, Fernando Mata, who will go through the highlights of the quarter and the key figures. On this occasion, it's also a pleasure to have Eduardo Perez de Lema, MAPFRE RE's CEO, here with us. He will briefly comment on MAPFRE RE's figures, and at the end of the presentation, he will also participate in the Q&A session. At the end of the call, we will answer all questions received at the Investor Relations e-mail address during the...
