...Felipe Navarro L=pez de Chicheri Good morning, ladies and gentlemen. Thank you, everyone, for being here with us today. For those who don't know me yet, my name is Felipe Navarro. I'm the Head -- new Head of Capital Markets and Investor Relations, among other responsibilities. It's my great pleasure to open the first edition of the MAPFRE Management Insights Day. We have decided to organize this event as a complement to the Investors day we held in 2016, '17 and '19. We will hear from members of MAPFRE's top management who will briefly go over recent business trends and priorities for this year. Antonio Huertas, our Chairman and CEO, will go over business lines and provide a strategy update after the recent AGM. Eduardo PTrez de Lema, the CEO of MAPFRE RE, will discuss the Reinsurance business. JosT Luis JimTnez, the Chief Investment Officer, will go over our asset management and investment strategy. And Fernando Mata, our CFO and Member of the Board, will discuss capital management and...