...Good morning, everyone, and welcome to MAPFRE's Results Presentation for Full Year 2020. This is Natalia N·±ez. As usual, the presentation includes the main figures to give you an overview of MAPFRE's performance. The MD&A and additional information, including the usual spreadsheets, are available on our website. On this occasion, it's a pleasure to have Mr. Antonio Huertas here with us, our Chairman and CEO. He will give us a brief overview of results and the status of the pandemic and will later wrap up the presentation. It's also a pleasure to introduce Fernando Mata, MAPFRE's CFO, who will take you through the main trends and figures of the year. We also have another guest here today with us, Felipe Navarro, taking on my current role, as I will be taking on new responsibilities at MAPFRE Asset Management. He will comment more on this -- and we will comment more on this at the end of the presentation. As usual, at the end of the call, we will answer all questions received at the Investor...
