...All right. Ready to start. Excellent. Well, already greeting all of you, I wanted to thank you for taking the time this morning and come and review -- still hear the retail music -- and wanted to -- that sounds good. Yes. Let me go over the music. My voice is carrying enough, right? So definitely happy to see you all in person. I've met many, many faces, always happy to see you. Our last Investor Day was in 2023. So it's great to see you. Today is a briefing, slightly different. Actually, Saket was the first one to say, hey, can you explain to us a little bit more about your expanding strategy into financial wellness? What does that mean? And then he says, and to be honest with you, I don't know anything about MoneyLion, so if you can also show me what the product does. That would be fantastic, Saket. So we definitely heard you. And since then, a lot of our cyber safety investors have asked us the same thing. I'm also happy to see a few new faces. I'm hoping we're going to also attract...