On Dec. 2, 2003, Standard&Poor's Ratings Services assigned its 'A' senior unsecured debt rating to UnitedHealth Group Inc.'s (NYSE:UNH) issue of $500 million 3.30% notes maturing Jan. 30, 2008. The rating reflects the organization's extremely strong consolidated earnings profile, very strong financial flexibility, and business position. The business position is enhanced by good product and market diversification and its unique competencies in specialized services. The consolidated statutory capital position is considered good though below that of the current rating level. UNH is expected to grow membership by 3%-4% for full-year 2003, excluding Golden Rule Insurance Co. (Golden Rule) or Mid Atlantic Medical Services Inc. (MAMSI) members. Standard&Poor's expects UNH's 2003 EBIT to be about $2.89 billion,
