On. Oct. 27, 2003, Standard&Poor's Ratings Services affirmed its 'A/A-1' counterparty credit rating on UnitedHealth Group Inc. (NYSE:UNH). At the same time, Standard&Poor's affirmed its 'A+' counterparty credit and financial strength ratings on United Healthcare Insurance Co. and its 'A' counterparty credit and financial strength ratings on all of UnitedHealth's other operating companies (see list). The outlook is stable. The ratings reflect the organization's extremely strong consolidated earnings profile as well as its very strong financial flexibility and business position. The business position is enhanced by good product and market diversification and its unique competencies in specialized services. The consolidated statutory capital position is considered good though below that of the current rating level. The ratings