Strong, well-managed business franchise, which has produced stable, superior earnings through economic cycles Financially strong and highly diverse parent General Electric Co. (GE) Large in size (compared with competitors), particularly in the commercial finance market, which enables the company to be selective in adding assets and making acquisitions Highly diversified within credit businesses; individual obligor concentrations are small relative to the firm's large balance sheet High-quality assets, which performed well during the most recent recession Concentration in commercial and consumer lending exposes the firm to general cyclical downturns in credit quality Aggressive capitalization on a stand-alone basis; however, GE is a source of capital support Highly reliant on short-term funding sources Standard&Poor's Ratings Services' 'AAA' rating on General