Strong, well-managed business franchise, which has produced stable, superior earnings through economic cycles Financially strong and highly diverse parent (General Electric Co. [GE]) Large relative to competitors, particularly in the commercial finance market, which enables the company to be selective in adding assets and making acquisitions Highly diversified within credit businesses; individual obligor concentrations are small relative to the firm's large balance sheet High-quality assets, which performed well during the last recession Concentration in commercial and consumer lending exposes the firm to general cyclical downturns in credit quality Aggressive capitalization on a stand-alone basis; however, GE is a source of capital support Highly reliant on short-term sources of funding The 'AAA' rating on General Electric Capital Corp. (GECC) is based