Strong, well-managed business franchise, which has produced stable, strong earnings through economic cycles Financially strong and highly diverse parent, General Electric Co. (GE; AAA/Stable/A-1+) Large in size (compared with competitors), particularly in the commercial finance market Highly diversified within credit businesses; individual obligor concentrations are small relative to the firm's large balance sheet High-quality assets, which performed well during the most recent recession Concentration in commercial and consumer lending exposes the firm to general cyclical downturns in credit quality Aggressive capitalization on a stand-alone basis; however, GE is a source of capital support Highly reliant on short-term funding sources Standard&Poor's Ratings Services' long-term counterparty credit rating on General Electric Capital Corp. (GECC) is based on the company's strong,