...Okay. Good morning. Welcome to the continuation of day 2 of the Barclays Global Healthcare Conference. I'm Steven Valiquette, the Healthcare Services Analyst here at Barclays. Our next session will be with UnitedHealth Group. We're very pleased to have a strong presence from the Executive suite with us today, including a new Chief Executive Officer, Sir Andrew Witty; Chief Operating Officer, Dirk McMahon; and Chief Financial Officer, John Rex. So this will be a fireside chat format for this session. But before we dive in, maybe we will have a quick disclaimer read first. So I'll turn it to Brett, I think, for a second here to cover that. Then we'll dive right in. T. Brett Manderfeld ...