... everyone. Welcome to our global FI conference is actually truly global more than ever. And despite everything that we're seeing in the broader marketplace, it's a great time for us to bring, obviously, our clients to being able to meet with investors and share how the emerging landscape is going to impact our sector. Our sector is actually seen a significant amount of attention and greater investor interest recently for a number of reasons. And obviously, the sector is very critical to the overall economy. And no better way to start off obviously, with our morning session to kick off the morning session, I'd like to introduce Derek Neldner, who's CEO of RBC Capital Markets and Group Executive. Derek Neldner ...