...Good morning and good afternoon, everybody, and thank you for joining us for today's results presentation. We posted a strong set of results for the first half of the year, with income up 10% on a normalised constant currency basis, supported by continued positive momentum in the second quarter, which is up 11% and generating a 10.1% return on tangible equity. We're also announcing today a new share buyback of $500 million to start imminently, as we actively manage our capital with the aim of returning in the region of $5 billion to shareholders over the next three years. We've achieved all this by actively supporting our clients and communities in what continues to be challenging conditions. The external environment is likely to remain difficult to predict in light of the ongoing Russia-Ukraine war, the continuing impacts of COVID-19 and widespread supply chain disruptions. Recession risks are rising in the U.S. and Europe and central banks are compelled to raise interest rates to address...
