...Good morning, everybody. Welcome. It's good to see everyone here. Thank you for joining us. It is my pleasure to welcome you to our 33rd Annual Goldman Sachs U.S. Financial Services Forum. 33 years, that's a long time. We have a record 114 participating companies and over 1,200 registered attendees. I look forward to this event every year. It's a great opportunity to stop to take stock of everything that's happened in the financial services industry over the past 12 months and to debate the landscape for 2023 and beyond. And this year, we certainly got a lot to talk about. As you might expect, it's been a challenging operating environment, the war in Ukraine, the energy crisis in Europe, rising tensions between the United States and China, inflation, rising rates, their impact on asset prices, the list goes on. Speaking of inflation, we, of course, like everyone else, are focused on it. And for students of economics, the inflationary trend should not be a surprise. Our fiscal and monetary...
