...It got quiet. Okay. Good morning, and welcome, everybody. I'm Susan Katzke. I cover the large-cap banks at Credit Suisse, and I'm happy to welcome everyone this morning to our 24th Annual Credit Suisse Financial Services Forum. We are thrilled to be here. Again, our lineup of financial services, management teams presenting, hosting one-on-one meetings is as strong as it's ever been with 75 participating corporates. So a lot of interest. So much participation that we actually started yesterday afternoon. So -- and for those looking to gauge kind of sentiment, is there interest in the financial space, we have record attendance down here in Florida in-person, well-balanced. We have hedge funds. We've got long-only investors, we have analysts, we have PM. So it's a really high-quality attendance as well. So let's get to the real show. Without further delay, we're going to go to our first speaker of the day, which is Goldman Sachs' CEO, David Solomon. David, you really need no more introduction...
