...Good morning, everybody. I'm Susan Katzke. I cover the large-cap banks at CrTdit Suisse. And on behalf of our Financial Services team, I'd like to welcome you to our 23rd Annual Financial Services Conference. Back in-person, good to see live human beings in the room. Back in Florida, and it's warm out. Thank you all for joining us. Over the next couple of days, we're going to look forward to hearing from 60-plus corporate participants and walking away with a clear picture of prospects across the financial services industry. I think only one thing is certain, that there's never a dull moment in banking. So back again at the start of this conference. For as many years as we posted this conference, I'm pleased to have Goldman Sachs up first. And we have with us Goldman Sachs' CEO, David Solomon. David, you really need very little in the way of introduction, and we much rather hear your strategic update that we've all been waiting for. So without further delight, let's get started. David Solomon...
