...Wonderful agenda today. First, we'll have Mike Massaro discussing our vision. Then Allison will lead our vertical heads through a discussion of our businesses. Afterwards, Dave and Mohit will describe the Flywire Advantage within our software platform, and our payment network. After Q&A and a quick break, Rob and Uday will describe our investments into our growth levers. Gary will describe how we're building and sustaining a strong culture at Flywire, and then Mike will finish this off with a discussion of our financial profile and our financial outlook. And with that, I'm happy to introduce our CEO, Mike Massaro. Michael Massaro ...