...Fifth Third joining us. Fifth Third navigated the pandemic better than most, built lots of liquidity, cut costs and added significant reserves. More recently, it's pivoted back towards growth, particularly in its commercial business and generating strong fee income. While doing this, it's continued to invest heavily in its industry-leading technology as it looks to gain scale. This has resulted in being one of the few banks to generate positive operating leverage in a really challenging backdrop. Here to tell us more about the momentum is President, Tim Spence. Also joining us on stage is Chief Financial Officer, Jamie Leonard. Tim is going to walk us through some slides, and then we'll have a Q&A. Timothy N. Spence ...
