...Hello. This is Jason Goldberg, and I cover the U.S. large-cap bank stocks here at Barclays. Welcome to the third and final day of our 19th Annual Global Financial Services Conference. We got a very strong lineup today. This morning, we have 3 high-performing super regional banks in Fifth Third, Truist and M&T. We also have several topical panels throughout the morning on a lot of topics that are of interest to investors at the moment. We also have a full day fintech track looking at some private companies that could impact the financial services landscape going forward. We're very pleased to kick off the day with Fifth Third Financial. From the company, we have Tim Spence, its President; and Jamie Leonard, its Chief Financial Officer. Tim, take it away. Timothy N. Spence ...