...Hi. My name is Justin Lake. I cover healthcare services here at Wolfe Research. Thank you for joining our second annual virtual Wolfe Research Healthcare Conference. Really very pleased to have the Cigna management here. We've got CEO of the company's Evernorth business, Tim Wentworth with us; as well as the new IR, congratulations to Alexis, new head of IR, Alexis Jones. Unfortunately, our GoToWebinar is kind of treating Tim very fairly. So we won't have him on the screen here, but he is with us. And we started a few minutes late, we'll go a few minutes over. We'll make sure we get through everything today. So Tim, thanks for joining us. Maybe you could give us a couple of minutes kind of refresh state of the union on what's going on with Evernorth and Cigna, and then we'll jump into questions? Timothy C. Wentworth ...