...Good morning, Ricky. Thank you for hosting this, and hello, everyone. Thanks for spending time today. I'll make my remarks relatively brief because I know there's a lot of Q&A ahead of us. But I do want to frame that Q&A. First and foremost, Cigna Corporation has been and continues to be guided by our mission. Our mission is to improve the health, well-being and peace of mind of those we serve. And to that end, we strive to be champions for affordable, predictable and simple solutions for all that we serve around the globe today, having approximately 180 million customer relationships around the globe. In this very disruptive environment, both the COVID pandemic as well as the racial tensions that we confront, both in the United States and also outside of the United States, I'm quite proud of the way Cigna has stepped forward in a whole variety of ways proactively, in many cases, leading, putting our customers, our client, our partners and our communities front and center in terms of what...