...Okay. Hello, everybody. Before we begin, I would like to acknowledge that I'm connecting from the lands of the Wurundjeri peoples of the Kulin Nation. I also acknowledge the traditional owners of the various lands in which our attendees are joining from. Now today, I'm joined by Maile Carnegie, our Group Executive, Australia Retail; and Mark Whelan, our Group Executive, Institutional. Now in this session, I'll cover our integrated approach to purpose, strategy and ESG and how it ensures that we're driving value for the bank; an update on the Bank We're Building strategy and how we're setting ourselves up for future growth, including through some structural changes; and then lastly, what we're seeing with the uncertain macroeconomic environment with interest rate rises and cost of living pressures. Now here, I'll mainly talk to the situation with an Australian lens, given most of our customers are here and it's where we're likely to see potential issues arising. But I do want to acknowledge...
