...Good morning, and welcome to the 2021 Annual General Meeting of ANZ shareholders, which as there is a quorum present, I declare open. My name is Paul O'Sullivan, and I'm joined here at our Melbourne head office by our Chief Executive Officer, Shayne Elliott. All our other directors are either in the room here in Docklands or participating remotely. Before we begin, I'd like to acknowledge the Wurundjeri people as the traditional custodians of the land from which we are presenting today and to pay my respects to their elders past, present and emerging. And I extend that respect to other Aboriginal and Torres Strait Islander people joining us today. Now we had hoped to be hosting this year's meeting in Adelaide. However, given the evolving nature of the virus and the ever-changing travel restrictions, we thought it would be wiser to again revert to a virtual event. But there is strong interest among shareholders in the traditional format. And so we expect to be presenting live from South...
