...Operator Good morning, and welcome to Arthur J. Gallagher & Co.'s quarterly investor meeting with management. (Operator Instructions) Today's call is being recorded. If you have any objections, you may disconnect at this time. Some of the comments made during this investor meeting, including answers given in response to questions, may constitute forward-looking statements within the meaning of the securities laws. They are subject to certain risks and uncertainties discussed during this meeting described in the CFO Commentary document posted on our website or the company's most recent Form 10-K filing and other filings with the SEC. In particular, COVID-19 has created significant volatility, uncertainty and economic disruption that may impact our forward-looking statements. Actual results may differ materially from those discussed today, and the company undertakes no obligation to update these statements. It is now my pleasure to introduce J. Patrick Gallagher, Jr., Chairman, President...