...All right. Good morning, everyone. I'm Kylie Bundrock, ANZ's Head of Investor Relations. Thank you for joining us for our strategy update. On behalf of all of the ANZ speakers, I would like to acknowledge the traditional custodians of the land on which we meet today, the Wurundjeri People of the Kulin Nation. I pay my respects to Elders, past and present, and extend that respect to Aboriginal and Torres Strait Islander peoples joining us today. I recognize their enduring connection to land, waters and cultures. You will have seen that the relevant materials were lodged this morning with the ASX and are also available on the ANZ website in the shareholder center. A replay of this presentation, including the Q&A, will be available on our website shortly after the session concludes. The discussion presentation materials and the presentation itself will contain forward-looking statements or opinions. And in that regard, I draw your attention to the disclaimer in the front of the slide pack....
