NY -- Standard&Poor's CreditWire 11/10/95 -- Standard&Poor's revises its outlook on Whirlpool Corp. and subsidiary Whirlpool Financial Corp. to negative from stable. At the same time, Standard&Poor's affirms its `A-1' commercial paper, single-`A'-plus senior unsecured, and single-`A' subordinated debt ratings on Whirlpool Corp. and Whirlpool Financial Corp. About $1.7 billion of long-term debt is affected. The outlook revision is based on sharply increased debt levels, combined with reduced earnings year to date. As a result of the two trends, debt coverage measures are currently weak for the rating. Funds from operations to total debt is 28% for the trailing twelve months ended Sept. 30, 1995, versus 54% at Dec. 31, 1994, and pretax interest