The rating on Hartford, Conn.'s bonds reflects the town's full faith and credit GO pledge. Other rating factors include: An affluent, stable residential tax base; Strong residential building activity; Employment access to the Hartford MSA; Sound financial operations that result from conservative long-range planning; and A low debt burden. West Hartford is a town of nearly 60,000 located next to Hartford, the state's capital and financial services center. Wealth per capita and taxable property have retained their value as Hartford and neighboring areas experienced declines over the past few years. Wealth is influenced by a high percentage of professional employment and currently is 13% and 56% above the state and nation, respectively. The 1999 $3.8 billion grand list shows little