Profitable business franchise in a competitive environment within Japan's financial sector Strong experience in maintaining a stable financial profile and strengthening risk management in response to external changes Increasingly diversified business portfolio and expanding revenue sources Susceptibility of some business segments to market volatility, including real estate and investment and operations Susceptibility of funding to financial market turmoil because the company does not belong to a specific bank group Potential increases in complexity in terms of geographic diversification and organizational structure due to expansion of business areas S&P Global Ratings' stable outlook on the long-term issuer credit rating on ORIX Corp. reflects its view that ORIX's highly profitable business franchise will underpin stable credit quality for the next two years
