Solid business profile in Japan and diverse earnings sources Strong track record of efforts to stabilize its financial profile and strengthen its risk management in response to changes in the external environment Expanding revenue sources as the company strengthens its business to provide other services besides financing, such as overseas asset management Susceptibility of parts of some business segments to market volatility, including real estate, investment and operation, and overseas businesses Susceptibility of funding to financial market turmoil because the company does not belong to a specific bank group Potential increases in business complexity as a result of investments, including mergers and acquisitions (M&A) The negative outlook on the long-term counterparty credit rating on ORIX Corp. reflects S&P Global Ratings'
