Robust support of NIB member countries Strong asset quality Ample liquidity Relatively high gearing and leverage ratios Comparatively high regional concentration of loan portfolio The extremely strong capacity of Nordic Investment Bank (NIB) to honor its financial obligations in a timely manner is underpinned by the strong membership support of the eight NIB member countries, its strong liquidity position, and its very high asset quality, which lead to stable and predictable profitability. NIB was founded in 1975, with the aim of strengthening and developing Nordic cooperation and promoting growth in member countries by means of financing long-term projects in both the private and public sectors. The bank also finances projects in emerging markets outside member countries that are of mutual
