Extremely strong financial profile on the back of solid capitalization. Robust liquidity position and conservative liquidity risk management. Robust support from several 'AAA' rated member governments. Sound financial risk management with robust monitoring capacities. Robust credit quality in growing loan book Comparatively high regional concentration of loan portfolio. The possibility of increasing lending competition from private sector limiting relevance of funding contribution. Funding profile with episodically short-term refinancing needs. Standard&Poor's Ratings Services' stable outlook on Nordic Investment Bank (NIB) reflects its expectation that the bank will maintain its "extremely strong" financial profile and "very strong" business profile and continue to make a relevant funding contribution, fulfilling its public policy mandate through the economic cycle. Furthermore, we expect that
