Ownership and explicit support from parent General Electric Co. Strong, diverse, and well-balanced business franchise Long and generally successful track record in commercial and consumer lending Operational stability and strength in risk controls arising from GECC's regulatory status as a savings and loan holding company and nonbank systemically important financial institution subject to regulatory oversight from the Federal Reserve High concentration of wholesale and short-term funding sources, although short-term funding levels have dropped significantly Exposure to credit cycles arising from concentrations in commercial and consumer lending Standard&Poor's Ratings Services' rating on General Electric Capital Corp. (GECC) reflects the company's ownership by General Electric Co. (GE; GECC is considered a "core" subsidiary); GECC's strong, well-managed business franchise; its global
