MELBOURNE (Standard&Poor's) Oct. 29, 2013--Standard&Poor's Ratings Services said today that its ratings and outlook on Australia and New Zealand Banking Group Ltd. (ANZ; AA-/Stable/A-1+) were unchanged following the announcement by the bank of its fiscal 2013 full year results. ANZ is the first of three Australian major banks reporting its Sept. 30, 2013 full-year results, with announcements by National Australia Bank Ltd. (NAB) and Westpac Banking Corp. (Westpac) expected on Oct. 31, 2013 and Nov. 4, 2013, respectively. ANZ's profitability for fiscal 2013 was strong, with statutory net profit after tax of A$6.3 billion up 11%, compared with fiscal 2012, driven by a 3% increase in operating income and 3% decrease in operating expenses. Profitability for
