...Good afternoon, everyone, and welcome to our next session, which is going to be with Wyndham Hotels & Resorts. Today, we will have Geoff Ballotti, Chief Executive Officer; and Michele Allen, Chief Financial Officer. I believe Matt Capuzzi is also on the line, although I can no longer see him on the screen, but welcome. Thank you for joining us all today. We're excited to have you. Obviously, it's been a heck of a year for the entire industry. But I would say that one of the pieces of feedback that we heard pre pandemic about Wyndham specifically was there wasn't really battle tested necessarily as a stand-alone company, but now you've led peers in terms of the resilience of the model and as we look at the depths of the recession and even the pace of recovery, despite this, I know it's been challenging for you also....