...Okay. Well, welcome, everyone. Welcome to Raymond James 43rd Annual Institutional Investors Conference. Today, in this session, we're very excited to have Wintrust Financial with us. Wintrust just celebrated 30 years since opening their doors and during that same quarter, they passed $50 billion in assets. Now have a market cap of just over $5 billion. With us today from Wintrust is Dave Dykstra, Chief Operating Officer; and Tim Crane, President....