...Thank you, operator, and welcome everyone. I'm Steven Black, Chair of the Board of Directors of Wells Fargo and Company. On behalf of the Independent Directors of the Board, our CEO Charlie Scharf, and the rest of our senior management team, I welcome all shareholders and guests to our annual meeting. All director nominees for election are in virtual attendance today at the meeting, and thank you very much for joining us. It's 10:01 Eastern Time. And the polls are now open. Please note that if we experience technical issues such as the loss of audio or webcast connection, we ask that shareholders and guests stand by and allow us time to try to resolve the issue and resume the meeting or otherwise provide an update relating to the meeting. If a technical disruption occurs that prevents us from continuing the meeting and the polls have been open but the meeting is not adjourned, the polls will be closed immediately. In that situation, votes received prior to the time the polls were closed...
