...Welcome back, everybody. And normally, at this time, it's like I don't want to stand in, in between someone and their drinks. But right now, I want to make sure you get some food in you, but we have a really fantastic keynote here with us today. You put Visa and crypto in the same statement, and you get Cuy Sheffield, as it turns out. So thank you so much for being here. This is a very timely discussion. So much to talk about, so much volatility, maybe some misconceptions. And since we're talking about one of the largest payments companies in the world and their view on this. One of the things I thought maybe we would start with is just simply when you think about crypto at Visa, how do you guys view it? What do you think your role in that world is? And also maybe if you would start maybe with a little bit of your background so people understand kind of where you came from in this market, so... Cuy Sheffield Sure. Thanks for having me. Great to be here. So my background, I came to Visa...
