...Thank you, Brendan. Good morning, everybody. I hope everybody is doing well. Thanks for coming. This is our first investor event as the Upbound Group. We had one years ago, but this is our first one is the up-bound group. So again, thank you very much for coming and many of you -- speaking of Upbound, many of you know us for our operating companies, Rent-A-Center and Acima. But a few months ago, we announced and we adopted a new enterprise brand Upbound, which aligns with our growing platform of leasing solutions and credit products to consumers. So Upbound the holding company, of course, Rent-A-Center and Acima are our 2 biggest segments. But like I said, Upbound kind of aligns with our mission going forward, and we're going to talk a whole lot more about that today. So we're excited to present this to you this morning. So before we get into all the information we want to share with you, I just want to hit some key investment highlights of what we think you're going to find intriguing,...